# Typical Home Insurance Cost

> Independent home insurance cost benchmark database.

Canonical: https://typicalhomeinsurancecost.com/
Methodology: https://typicalhomeinsurancecost.com/methodology/
Sources: https://typicalhomeinsurancecost.com/sources/
Data: https://typicalhomeinsurancecost.com/data/

Important: locality premiums are modeled benchmarks, not insurer quotes or observed ZIP averages. Published NAIC averages are labeled separately.