:root{--ink:#102b2d;--muted:#5d6f70;--paper:#fbfcfa;--soft:#edf5f1;--line:#d8e4df;--accent:#0f7a66;--accent2:#d8f05a;--dark:#0c2628;--white:#fff;--shadow:0 18px 50px rgba(9,48,45,.10);--radius:18px;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}a{color:var(--accent);text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(var(--max),calc(100% - 40px));margin:auto}.narrow{max-width:820px}.site-header{position:sticky;top:0;z-index:20;background:rgba(251,252,250,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.header-inner{height:76px;display:flex;align-items:center;justify-content:space-between;gap:25px}.brand{display:flex;align-items:center;gap:10px;color:var(--ink);font-weight:800;letter-spacing:-.03em}.brand:hover{text-decoration:none}.brand>span:last-child>span{font-weight:500}.brand-mark{display:grid;place-items:center;width:34px;height:34px;border-radius:10px;background:var(--ink);color:var(--accent2);font-family:Georgia,serif;font-size:22px}.main-nav{display:flex;align-items:center;gap:23px}.main-nav a{color:var(--ink);font-size:14px;font-weight:700}.main-nav .nav-cta{background:var(--ink);color:#fff;padding:10px 15px;border-radius:999px}.nav-toggle{display:none;border:0;background:transparent;font-size:24px}.hero{padding:68px 0 78px;background:radial-gradient(circle at 15% 0,#d9f4e8,transparent 37%),linear-gradient(180deg,#f7fbf7,#eff6f1);border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}.hero h1,.page-hero h1{font-family:Georgia,"Times New Roman",serif;font-weight:500;line-height:1.03;letter-spacing:-.04em;margin:10px 0 20px;font-size:clamp(44px,6vw,76px);max-width:870px}.page-hero h1{font-size:clamp(38px,5vw,62px)}.lede,.page-hero p{font-size:19px;color:var(--muted);max-width:720px}.eyebrow,.answer-kicker{font-size:12px;font-weight:900;letter-spacing:.14em;color:var(--accent)}.trust-row{display:flex;flex-wrap:wrap;gap:14px 22px;margin-top:30px;color:#365052;font-size:13px;font-weight:700}.calculator-card,.sticky-card,.result-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.calculator-card{padding:26px}.calculator-card h2{margin:0 0 16px;font-size:22px}.calculator-card.full{padding:34px}.calculator-card label,.lead-form label,.premium-form label{display:grid;gap:6px;font-size:12px;font-weight:800;color:#385052;margin-bottom:13px}input,select{width:100%;padding:13px 14px;border:1px solid #c9d9d3;border-radius:10px;background:white;font:inherit;color:var(--ink);outline:none}input:focus,select:focus{border-color:var(--accent);box-shadow:0 0 0 3px rgba(15,122,102,.12)}button,.button{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:10px;background:var(--accent);color:white;padding:13px 18px;font-weight:800;font-size:14px;cursor:pointer;text-decoration:none}.button:hover{text-decoration:none;filter:brightness(.96)}.button.secondary{background:var(--ink)}.calculator-card button,.lead-form button{width:100%}.form-note{font-size:11px;color:var(--muted);text-align:center;margin:9px 0 0}.two{display:grid;grid-template-columns:1fr 1fr;gap:12px}.four{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.section{padding:76px 0}.section.alt{background:var(--soft);border-block:1px solid var(--line)}.section.dark{background:var(--dark);color:white}.section.dark .eyebrow{color:var(--accent2)}.section.dark input{background:#173638;border-color:#355556;color:white}.section-head{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:30px}.section-head h2,.split h2,.lead-band h2{font-family:Georgia,serif;font-size:clamp(32px,4vw,48px);font-weight:500;line-height:1.08;letter-spacing:-.03em;margin:8px 0}.section-head p,.split p{color:var(--muted);max-width:720px}.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.feature-card{display:block;background:#fff;border:1px solid var(--line);border-radius:15px;padding:25px;color:var(--ink);transition:.18s ease}.feature-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);text-decoration:none}.feature-card b{font-family:Georgia,serif;font-size:28px;color:var(--accent)}.feature-card h3{font-size:19px;margin:20px 0 8px}.feature-card p{color:var(--muted);font-size:14px;margin:0}.split{display:grid;grid-template-columns:.8fr 1.2fr;gap:50px;align-items:start}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:14px;background:#fff}table{width:100%;border-collapse:collapse;font-size:14px}th,td{text-align:left;padding:13px 15px;border-bottom:1px solid var(--line);white-space:nowrap}th{background:#f3f7f5;font-size:11px;text-transform:uppercase;letter-spacing:.07em;color:#5f7372}tr:last-child td{border-bottom:0}.text-link{font-weight:800}.link-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.link-grid a,.link-grid span{display:block;padding:16px;border:1px solid var(--line);border-radius:12px;background:#fff;color:var(--ink);font-weight:700}.link-grid.compact{grid-template-columns:repeat(3,1fr)}.freshness{margin-top:35px;padding:18px;border-left:4px solid var(--accent);background:#f5f8f6;display:flex;flex-wrap:wrap;gap:8px 20px;font-size:12px;color:var(--muted)}.freshness strong{color:var(--ink)}.premium-form{margin-top:25px}.premium-form button{background:var(--accent2);color:var(--ink)}.lead-band{width:min(var(--max),calc(100% - 40px));margin:60px auto;padding:38px;background:linear-gradient(135deg,#0b3535,#0f5a50);border-radius:24px;color:white;display:grid;grid-template-columns:.8fr 1.2fr;gap:48px;align-items:center;box-shadow:var(--shadow)}.lead-band p{color:#cee0dc}.lead-form{background:white;color:var(--ink);padding:22px;border-radius:14px}.form-status{font-size:12px;margin-top:8px}.page-hero{padding:54px 0 58px;background:linear-gradient(180deg,#f0f7f3,#f9fbf9);border-bottom:1px solid var(--line)}.crumbs{display:flex;gap:8px;align-items:center;padding:18px 0 0;font-size:12px;color:var(--muted)}.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:50px;padding-top:48px;padding-bottom:40px}.content-grid article h2,.narrow h2{font-family:Georgia,serif;font-size:32px;font-weight:500;line-height:1.15;margin:48px 0 14px}.answer-box{background:#f0f7f3;border:1px solid #cfe2da;border-radius:18px;padding:28px}.answer-box h2{margin:5px 0 12px!important;font-size:30px!important}.answer-box p{font-size:17px}.answer-meta{font-size:11px;color:var(--muted);margin-top:18px}.metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:18px 0}.metric{padding:15px;border:1px solid var(--line);border-radius:12px;background:white;display:grid;gap:4px}.metric span{font-size:10px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:800}.metric strong{font-size:20px}.metric small{font-size:10px;color:var(--muted)}.sticky-card{position:sticky;top:100px;padding:22px}.sticky-card h3{font-size:22px;margin-top:0}.sticky-card p{color:var(--muted);font-size:14px}.sticky-card .button{width:100%}.sticky-card hr{border:0;border-top:1px solid var(--line);margin:20px 0}.notice{padding:16px 18px;border-radius:12px;background:#fff8db;border:1px solid #eadb92;margin:0 0 24px}.source-box,.source-list article{padding:24px;border:1px solid var(--line);border-radius:14px;background:#fff;margin-top:24px}.source-list article h2{margin-top:0}.directory{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.dir-row{display:grid;grid-template-columns:1fr auto auto;gap:15px;padding:14px 16px;border:1px solid var(--line);border-radius:10px;background:white;color:var(--ink);align-items:center}.dir-row:hover{text-decoration:none;border-color:#a9c6bc}.dir-row span{font-weight:800}.dir-row small{color:var(--muted)}.calculator-layout{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:start}.result-card{min-height:430px;padding:30px;background:var(--dark);color:white}.empty-result{display:grid;place-items:start;align-content:center;min-height:360px}.empty-result span{font-family:Georgia,serif;font-size:70px;color:var(--accent2)}.result-card .big-number{font-family:Georgia,serif;font-size:54px;line-height:1;margin:10px 0}.result-card .range{font-size:17px;color:#cfe1dc}.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:22px 0}.result-grid div{padding:12px;border:1px solid #31504d;border-radius:10px}.result-grid span{display:block;color:#9fb7b3;font-size:10px;text-transform:uppercase}.compare-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.columns{columns:3;column-gap:30px}.columns li{break-inside:avoid;margin:6px 0}.state-map{display:grid;grid-template-columns:repeat(10,1fr);gap:10px}.state-tile{aspect-ratio:1;display:grid;place-items:center;align-content:center;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--ink)}.state-tile b{font-size:18px}.state-tile small{color:var(--accent);font-weight:900}footer{padding:52px 0 22px;background:#081f21;color:#c8d6d4}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:35px}.footer-grid h4{color:white;margin-top:0}.footer-grid a{display:block;color:#c8d6d4;margin:7px 0;font-size:13px}.footer-grid p{max-width:420px;color:#8fa6a4;font-size:13px}.footer-brand{font-weight:900;color:white}.fineprint{border-top:1px solid #20393a;margin-top:34px;padding-top:18px;color:#738f8d;font-size:11px}@media(max-width:900px){.hero-grid,.split,.content-grid,.calculator-layout,.lead-band{grid-template-columns:1fr}.feature-grid,.link-grid{grid-template-columns:repeat(2,1fr)}.metrics{grid-template-columns:repeat(2,1fr)}.four{grid-template-columns:repeat(2,1fr)}.main-nav{display:none;position:absolute;top:76px;left:0;right:0;background:var(--paper);padding:20px;flex-direction:column;border-bottom:1px solid var(--line)}.main-nav.open{display:flex}.nav-toggle{display:block}.content-grid aside{order:-1}.sticky-card{position:static}.state-map{grid-template-columns:repeat(6,1fr)}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.wrap{width:min(var(--max),calc(100% - 24px))}.hero{padding:45px 0}.hero h1{font-size:45px}.two,.four,.feature-grid,.link-grid,.link-grid.compact,.metrics,.directory,.compare-grid{grid-template-columns:1fr}.lead-band{width:calc(100% - 24px);padding:24px}.state-map{grid-template-columns:repeat(4,1fr)}.footer-grid{grid-template-columns:1fr}.dir-row{grid-template-columns:1fr auto}.dir-row small{display:none}}

.lead-form .consent{display:flex;grid-template-columns:auto 1fr;align-items:flex-start;gap:9px;font-size:10px;font-weight:500;line-height:1.4;color:#607372}.lead-form .consent input{width:auto;margin-top:2px}.lead-form .consent a{text-decoration:underline}