CARRIER COMPARISON
Allstate vs Farmers Home Insurance
The right comparison is property- and state-specific. Start with an independent benchmark, then compare actual quotes and regulator filings.
Allstate
Research Allstate →Farmers
Research Farmers →What to compare
- Actual dwelling coverage and replacement-cost assumptions
- Wind/hail or hurricane deductibles
- Roof settlement terms and cosmetic-damage limitations
- Water backup and service-line endorsements
- Discount eligibility and bundling
- State-specific rate filings and underwriting restrictions