NOAA STORM EVENTS
Severe Weather & Home Insurance Cost Database
Official NOAA records are aggregated automatically on scheduled builds and connected to cost pages as context, not treated as insurance claims.
| State | Recent events | Recorded property damage | Modeled premium |
|---|---|---|---|
| Texas | 30,940 | $6,008,431,770 | $3,506 |
| Oklahoma | 14,453 | $767,112,730 | $1,818 |
| California | 13,589 | $1,644,077,370 | $1,600 |
| Illinois | 12,705 | $1,171,989,250 | $1,476 |
| Kansas | 12,593 | $105,544,880 | $1,476 |
| Missouri | 11,806 | $2,981,225,450 | $1,476 |
| South Dakota | 11,386 | $110,814,000 | $1,476 |
| New York | 11,306 | $719,942,550 | $1,396 |
| Virginia | 10,723 | $391,499,460 | $1,818 |
| Nebraska | 10,392 | $457,321,860 | $1,476 |
| Pennsylvania | 10,313 | $500,573,650 | $1,396 |
| Minnesota | 9,985 | $167,980,200 | $1,476 |
| Iowa | 9,799 | $392,278,250 | $1,476 |
| Kentucky | 9,641 | $83,099,730 | $1,818 |
| Colorado | 9,611 | $2,236,237,880 | $1,600 |
| Tennessee | 9,320 | $735,244,330 | $1,818 |
| Georgia | 8,966 | $1,689,245,000 | $1,818 |
| Alabama | 8,446 | $122,936,500 | $1,818 |
| Mississippi | 8,279 | $598,802,650 | $1,818 |
| North Carolina | 7,687 | $2,743,489,400 | $1,818 |
| Montana | 7,684 | $65,575,000 | $1,600 |
| Ohio | 7,482 | $104,244,150 | $1,476 |
| West Virginia | 7,321 | $79,432,670 | $1,818 |
| Wisconsin | 7,302 | $347,077,910 | $1,476 |
| Arkansas | 7,143 | $453,770,000 | $1,818 |
| Louisiana | 6,780 | $13,185,422,300 | $1,818 |
| Florida | 6,712 | $24,371,761,360 | $1,818 |
| Indiana | 6,690 | $267,687,400 | $1,476 |
| New Mexico | 6,438 | $849,005,150 | $1,600 |
| North Dakota | 5,425 | $182,163,000 | $1,476 |
| Arizona | 5,375 | $246,371,500 | $1,600 |
| Wyoming | 4,974 | $67,441,630 | $1,600 |
| South Carolina | 4,771 | $367,441,590 | $1,818 |
| Michigan | 4,623 | $680,307,800 | $1,476 |
| Maryland | 4,419 | $147,998,100 | $1,396 |
| New Jersey | 3,791 | $227,025,500 | $1,396 |
| Nevada | 2,852 | $69,977,800 | $1,600 |
| Utah | 2,803 | $130,266,200 | $1,600 |
| Idaho | 2,734 | $220,572,450 | $1,600 |
| Maine | 2,649 | $193,957,000 | $1,396 |
| Massachusetts | 2,239 | $14,045,240 | $1,396 |
| Hawaii | 1,991 | $6,690,796,000 | $1,600 |
| Vermont | 1,977 | $189,771,500 | $1,396 |
| Alaska | 1,750 | $65,768,740 | $1,600 |
| Oregon | 1,747 | $110,019,550 | $1,600 |
| Washington | 1,744 | $1,728,295,300 | $1,600 |
| New Hampshire | 1,349 | $64,761,100 | $1,396 |
| Connecticut | 1,296 | $11,400,060 | $1,396 |
| Delaware | 566 | $3,844,000 | $1,396 |
| Rhode Island | 331 | $3,719,400 | $1,396 |
| District of Columbia | — | — | $1,396 |