NOAA STORM DATABASE
Louisiana Severe Weather & Home Insurance Context
Recent official NOAA Storm Events records summarized for insurance-cost research.
NOAA events6,780
Recorded property damage$13,185,422,300
Modeled insurance benchmark$1,818
Most common recorded event types
Thunderstorm Wind (1,845), Excessive Heat (1,148), Flash Flood (795), Heat (630), Hail (609), Drought (570), Tornado (334), Astronomical Low Tide (136)
Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.
See Louisiana cost benchmark