PROPRIETARY COMPARATIVE DATASET
Home Insurance Affordability Index
Compare modeled annual home insurance cost as a share of median household income.
Interpretation: These are transparent modeled comparisons, not insurer rate tables. Published NAIC regional premium anchors remain separately labeled.
| Rank | State | Home Insurance Affordability Index | Modeled premium | Median home value |
|---|
Download and cite this dataset
Use the CSV/JSON files for analysis. Please cite TypicalHomeInsuranceCost.com and link to this index or the methodology page.
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