ALL STATES

Home Insurance Cost by State

Every state uses the same transparent methodology and links to underlying housing and severe-weather context.

Alabama$1,818THICI 112 Alaska$1,600THICI 99 Arizona$1,600THICI 99 Arkansas$1,818THICI 112 California$1,600THICI 99 Colorado$1,600THICI 99 Connecticut$1,396THICI 86 Delaware$1,396THICI 86 District of Columbia$1,396THICI 86 Florida$1,818THICI 112 Georgia$1,818THICI 112 Hawaii$1,600THICI 99 Idaho$1,600THICI 99 Illinois$1,476THICI 91 Indiana$1,476THICI 91 Iowa$1,476THICI 91 Kansas$1,476THICI 91 Kentucky$1,818THICI 112 Louisiana$1,818THICI 112 Maine$1,396THICI 86 Maryland$1,396THICI 86 Massachusetts$1,396THICI 86 Michigan$1,476THICI 91 Minnesota$1,476THICI 91 Mississippi$1,818THICI 112 Missouri$1,476THICI 91 Montana$1,600THICI 99 Nebraska$1,476THICI 91 Nevada$1,600THICI 99 New Hampshire$1,396THICI 86 New Jersey$1,396THICI 86 New Mexico$1,600THICI 99 New York$1,396THICI 86 North Carolina$1,818THICI 112 North Dakota$1,476THICI 91 Ohio$1,476THICI 91 Oklahoma$1,818THICI 112 Oregon$1,600THICI 99 Pennsylvania$1,396THICI 86 Rhode Island$1,396THICI 86 South Carolina$1,818THICI 112 South Dakota$1,476THICI 91 Tennessee$1,818THICI 112 Texas$3,506THICI 217 Utah$1,600THICI 99 Vermont$1,396THICI 86 Virginia$1,818THICI 112 Washington$1,600THICI 99 West Virginia$1,818THICI 112 Wisconsin$1,476THICI 91 Wyoming$1,600THICI 99