NOAA STORM DATABASE
New Jersey Severe Weather & Home Insurance Context
Recent official NOAA Storm Events records summarized for insurance-cost research.
NOAA events3,791
Recorded property damage$227,025,500
Modeled insurance benchmark$1,396
Most common recorded event types
Thunderstorm Wind (1,316), Winter Weather (580), Flash Flood (474), Dense Fog (365), Coastal Flood (212), Hail (187), Excessive Heat (167), Winter Storm (164)
Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.
See New Jersey cost benchmark