NOAA STORM DATABASE
Montana Severe Weather & Home Insurance Context
Recent official NOAA Storm Events records summarized for insurance-cost research.
NOAA events7,684
Recorded property damage$65,575,000
Modeled insurance benchmark$1,600
Most common recorded event types
High Wind (2,449), Thunderstorm Wind (1,277), Hail (733), Winter Storm (613), Heavy Snow (568), Drought (545), Extreme Cold/Wind Chill (326), Winter Weather (316)
Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.
See Montana cost benchmark