NOAA STORM DATABASE

Idaho Severe Weather & Home Insurance Context

Recent official NOAA Storm Events records summarized for insurance-cost research.

NOAA events2,734
Recorded property damage$220,572,450
Modeled insurance benchmark$1,600

Most common recorded event types

Thunderstorm Wind (746), Heavy Snow (488), High Wind (344), Winter Storm (260), Winter Weather (205), Hail (117), Heavy Rain (97), Wildfire (84)

Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.

See Idaho cost benchmark