NOAA STORM DATABASE

Arizona Severe Weather & Home Insurance Context

Recent official NOAA Storm Events records summarized for insurance-cost research.

NOAA events5,375

Recorded property damage$246,371,500

Modeled insurance benchmark$1,600

Most common recorded event types

Flash Flood (1,270), Thunderstorm Wind (960), Excessive Heat (841), Heat (510), High Wind (335), Dust Storm (274), Drought (253), Heavy Snow (205)

Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.