NOAA STORM DATABASE

Pennsylvania Severe Weather & Home Insurance Context

Recent official NOAA Storm Events records summarized for insurance-cost research.

NOAA events10,313
Recorded property damage$500,573,650
Modeled insurance benchmark$1,396

Most common recorded event types

Thunderstorm Wind (5,168), Winter Weather (1,246), Flash Flood (1,076), Hail (712), Winter Storm (424), Dense Fog (262), Flood (174), Heavy Snow (163)

Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.

See Pennsylvania cost benchmark