NOAA STORM DATABASE
North Carolina Severe Weather & Home Insurance Context
Recent official NOAA Storm Events records summarized for insurance-cost research.
NOAA events7,687
Recorded property damage$2,743,489,400
Modeled insurance benchmark$1,818
Most common recorded event types
Thunderstorm Wind (3,594), Flash Flood (882), Hail (705), Winter Weather (484), Winter Storm (400), Drought (197), Excessive Heat (195), High Wind (152)
Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.
See North Carolina cost benchmark