NOAA STORM DATABASE
Minnesota Severe Weather & Home Insurance Context
Recent official NOAA Storm Events records summarized for insurance-cost research.
NOAA events9,985
Recorded property damage$167,980,200
Modeled insurance benchmark$1,476
Most common recorded event types
Thunderstorm Wind (2,103), Hail (2,092), Extreme Cold/Wind Chill (974), Winter Weather (863), Heavy Snow (714), Winter Storm (655), Drought (595), Blizzard (414)
Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.
See Minnesota cost benchmark