NOAA STORM DATABASE

Virginia Severe Weather & Home Insurance Context

Recent official NOAA Storm Events records summarized for insurance-cost research.

NOAA events10,723
Recorded property damage$391,499,460
Modeled insurance benchmark$1,818

Most common recorded event types

Thunderstorm Wind (4,659), Flash Flood (1,186), Winter Weather (1,009), Winter Storm (671), Flood (650), Hail (549), Heavy Rain (472), High Wind (233)

Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.

See Virginia cost benchmark