NOAA STORM DATABASE
North Dakota Severe Weather & Home Insurance Context
Recent official NOAA Storm Events records summarized for insurance-cost research.
NOAA events5,425
Recorded property damage$182,163,000
Modeled insurance benchmark$1,476
Most common recorded event types
Thunderstorm Wind (1,160), Hail (875), High Wind (717), Drought (596), Heavy Snow (573), Blizzard (484), Extreme Cold/Wind Chill (373), Cold/Wind Chill (164)
Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.
See North Dakota cost benchmark