NOAA STORM DATABASE
Illinois Severe Weather & Home Insurance Context
Recent official NOAA Storm Events records summarized for insurance-cost research.
NOAA events12,705
Recorded property damage$1,171,989,250
Modeled insurance benchmark$1,476
Most common recorded event types
Thunderstorm Wind (4,350), Hail (1,865), Winter Weather (872), Tornado (664), Drought (518), Winter Storm (471), Dense Fog (453), Flash Flood (432)
Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.
See Illinois cost benchmark