NOAA STORM DATABASE
Tennessee Severe Weather & Home Insurance Context
Recent official NOAA Storm Events records summarized for insurance-cost research.
NOAA events9,320
Recorded property damage$735,244,330
Modeled insurance benchmark$1,818
Most common recorded event types
Thunderstorm Wind (2,993), Heat (1,082), Hail (992), Drought (725), Flash Flood (713), Winter Weather (470), Excessive Heat (398), Winter Storm (390)
Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.
See Tennessee cost benchmark