NOAA STORM DATABASE

New York Severe Weather & Home Insurance Context

Recent official NOAA Storm Events records summarized for insurance-cost research.

NOAA events11,306
Recorded property damage$719,942,550
Modeled insurance benchmark$1,396

Most common recorded event types

Thunderstorm Wind (4,234), Winter Weather (1,430), Flash Flood (1,096), Winter Storm (722), Strong Wind (652), Heat (508), High Wind (444), Hail (408)

Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.

See New York cost benchmark