NOAA STORM DATABASE
Hawaii Severe Weather & Home Insurance Context
Recent official NOAA Storm Events records summarized for insurance-cost research.
NOAA events1,991
Recorded property damage$6,690,796,000
Modeled insurance benchmark$1,600
Most common recorded event types
High Surf (861), Drought (624), Heavy Rain (222), Flash Flood (96), High Wind (40), Flood (37), Strong Wind (36), Wildfire (23)
Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.
See Hawaii cost benchmark