NOAA STORM DATABASE
Florida Severe Weather & Home Insurance Context
Recent official NOAA Storm Events records summarized for insurance-cost research.
NOAA events6,712
Recorded property damage$24,371,761,360
Modeled insurance benchmark$1,818
Most common recorded event types
Thunderstorm Wind (2,311), Drought (607), Hail (487), Heavy Rain (487), Flash Flood (481), Tropical Storm (428), Flood (394), Tornado (319)
Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.
See Florida cost benchmark