NOAA STORM DATABASE
Iowa Severe Weather & Home Insurance Context
Recent official NOAA Storm Events records summarized for insurance-cost research.
NOAA events9,799
Recorded property damage$392,278,250
Modeled insurance benchmark$1,476
Most common recorded event types
Thunderstorm Wind (2,285), Hail (1,876), Drought (1,298), Winter Storm (611), Tornado (499), Heavy Rain (479), High Wind (435), Extreme Cold/Wind Chill (365)
Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.
See Iowa cost benchmark