NOAA STORM DATABASE

West Virginia Severe Weather & Home Insurance Context

Recent official NOAA Storm Events records summarized for insurance-cost research.

NOAA events7,321
Recorded property damage$79,432,670
Modeled insurance benchmark$1,818

Most common recorded event types

Thunderstorm Wind (2,295), Winter Weather (1,233), Flood (641), Flash Flood (639), Winter Storm (434), Strong Wind (411), Heavy Snow (367), Drought (347)

Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.

See West Virginia cost benchmark