NOAA STORM DATABASE

Missouri Severe Weather & Home Insurance Context

Recent official NOAA Storm Events records summarized for insurance-cost research.

NOAA events11,806

Recorded property damage$2,981,225,450

Modeled insurance benchmark$1,476

Most common recorded event types

Thunderstorm Wind (3,252), Hail (2,224), Flash Flood (913), Drought (889), Flood (738), Winter Weather (548), Winter Storm (544), Tornado (362)

Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.