NOAA STORM DATABASE
Colorado Severe Weather & Home Insurance Context
Recent official NOAA Storm Events records summarized for insurance-cost research.
NOAA events9,611
Recorded property damage$2,236,237,880
Modeled insurance benchmark$1,600
Most common recorded event types
Hail (2,151), Winter Weather (1,329), High Wind (1,251), Thunderstorm Wind (966), Heavy Snow (931), Drought (527), Winter Storm (434), Heavy Rain (355)
Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.
See Colorado cost benchmark