NOAA STORM DATABASE

Massachusetts Severe Weather & Home Insurance Context

Recent official NOAA Storm Events records summarized for insurance-cost research.

NOAA events2,239

Recorded property damage$14,045,240

Modeled insurance benchmark$1,396

Most common recorded event types

Thunderstorm Wind (860), Strong Wind (241), Flash Flood (181), Heavy Snow (177), Flood (155), High Wind (147), Hail (92), Winter Weather (88)

Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.