NOAA STORM DATABASE
Rhode Island Severe Weather & Home Insurance Context
Recent official NOAA Storm Events records summarized for insurance-cost research.
NOAA events331
Recorded property damage$3,719,400
Modeled insurance benchmark$1,396
Most common recorded event types
Thunderstorm Wind (63), Flash Flood (48), Heavy Snow (45), High Wind (42), Strong Wind (32), Flood (25), Hail (14), Coastal Flood (11)
Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.
See Rhode Island cost benchmark