NOAA STORM DATABASE
Kentucky Severe Weather & Home Insurance Context
Recent official NOAA Storm Events records summarized for insurance-cost research.
NOAA events9,641
Recorded property damage$83,099,730
Modeled insurance benchmark$1,818
Most common recorded event types
Thunderstorm Wind (3,394), Flash Flood (780), Hail (683), Flood (546), Winter Storm (530), Dense Fog (511), Winter Weather (485), Strong Wind (449)
Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.
See Kentucky cost benchmark