NOAA STORM DATABASE
South Dakota Severe Weather & Home Insurance Context
Recent official NOAA Storm Events records summarized for insurance-cost research.
NOAA events11,386
Recorded property damage$110,814,000
Modeled insurance benchmark$1,476
Most common recorded event types
Thunderstorm Wind (2,704), Hail (1,909), High Wind (1,724), Drought (1,029), Winter Weather (958), Extreme Cold/Wind Chill (596), Flood (366), Excessive Heat (355)
Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.
See South Dakota cost benchmark