NOAA STORM DATABASE

Ohio Severe Weather & Home Insurance Context

Recent official NOAA Storm Events records summarized for insurance-cost research.

NOAA events7,482

Recorded property damage$104,244,150

Modeled insurance benchmark$1,476

Most common recorded event types

Thunderstorm Wind (3,302), Hail (846), Winter Weather (782), Flood (680), Winter Storm (451), Flash Flood (419), Tornado (260), High Wind (218)

Storm-event counts and FEMA risk scores are not insurance claims and should not be interpreted as a direct carrier pricing formula.